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Budget for Closing Costs – Property Taxes, Legal Fees and Such. By Steve Edwards, Port Angeles Real Estate Agent

Monday, March 08, 2010

by Steve Edwards

Port Angeles Real Estate:

You probably spent a good bit of time getting disciplined to save money for your Port Angeles home purchase. You need to carry this financial discipline through the escrow period or you could run into problems.

Budget for Closing Costs – Property Taxes, Legal Fees and Such

When you decided it was time to purchase a Port Angeles home, you went through a number of steps to get your finances in order. You probably reviewed your credit report, cut down on credit card balances and reigned in your spending. A monthly budget was probably also an item you stuck to, probably with some aggravation. Once you have an offer for a home accepted, it is important that you keep budgeting for the closing costs associated with the purchase. Here are a couple of odd little fees that can show up and drive you nuts if you are not careful.

Being required to pay property taxes can be a nasty little surprise. After all, you do not even own the home yet! The requirement, however, comes because of the nature of how property taxes are paid. They are not paid every month, so the seller has prepaid the taxes beyond the period they will own the home. They will want that money back! You can negotiate this point as part of the purchase, but you need to be aware it is out there.

In addition to the above, there are a lot of small fees associated with closing. They can run from several hundred dollars paid to the escrow company to $20 or so for notary fees and so on. If you do not keep an eye out, they can add up quickly to a few thousand dollars.

Closing on a home can be aggravating with all the costs you have to pay. It will all be worth it when you walk into your new home the first time.

There is a lot of free information available to you about buying, selling or investing in Port Angeles real estate. For complete information about the Port Angeles real estate market including, homes for sale, Land for Sale, buyers and sellers info, home values, relocating information …Please visit my website www.PortAngelesRealEsateServices.com There you’ll find everything you need to know about Port Angeles Washington Real Estate

Feel free to contact me (Steve Edwards) at anytime. I’ll be happy to answer / address any questions or concerns you may have. Call me anytime … I can be Toll Free: (866) 359-9099 or mailto:steveedwards@olypen.com

Thank you for your time!

Steve Edwards – Realtor
Windermere Real Estate
Port Angeles, WA
Real Estate Expert / Agent

Being Comfortable With Your Port Angeles Home Purchase. By Steve Edwards, Port Angeles Real Estate Agent

Monday, March 01, 2010

by Steve Edwards

Port Angeles Real Estate:

Let's get down to brass tacks with the Port Angeles home buying process. You as a buyer are spending a lot of money and have the right to be comfortable and happy with your purchase right? Of course you do. So essentially the question is what needs to be done in order to ensure that this is so? Well, probably the most important things is communication. It's a good idea to remember that your Port Angeles realtor is there for more than simply helping with some contracts. Your realtor is your info source of information on anything that you might not know or be familiar with. The more you communicate with your Port Angeles realtor the smoother this process will be.

Another way to ensure that you are completely happy with the Port Angeles home that you have bought is to never settle for anything less than what you need. This happens a lot when buyers are too eager to purchase quickly and in that quickness, things get overlooked. Remember that this is going to be your home, take the time to learn everything you can about the home in question. Does it have enough room for you and your family? Is there some extra room in case your family grows? Forward planning is an essential part of buying a Port Angeles home, and should never be overlooked.

When everything is said and done you should be left feeling like you have made the most intelligent purchase of your life. You should also have a financial arrangement that fits your lifestyle and payment abilities. In order to make this happen you need to be in complete control of your financial life, you should have your credit completely sorted out and dealt with so that there are no bridges that have to be crossed in order to secure the necessary funds for the purchase. Follow the advice of your Port Angeles realtor and the process should be a lot more fun than it is stressful.

Thank you for your time!

Steve Edwards – Realtor
Windermere Real Estate
Port Angeles, WA
Real Estate Expert / Agent